Nationwide Multistate Licensing System (NMLS)

System of record that state regulators use to license mortgage loan originators under the SAFE Act; it runs pre licensure education approval and the SAFE MLO Test.

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Mortgage Loan Originator (MLO) license through NMLS (SAFE Act)Nationwide Multistate Licensing System (NMLS)You complete approved education on federal mortgage law, ethics and lending standards, pass the SAFE MLO Test, clear background and credit checks, and then keep the license with yearly continuing education.License$11020 hrs